How much home insurance coverage do I need?

Your insurance should at least cover:

• The cost to rebuild your home (often different from its market value - Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
• The cost to replace your personal property
• Protection against liability claims

Need help?

Your Service Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (your portion of an insured loss).

Related questions

• Do I need home insurance on a house that is under construction?
• What is personal liability in my home insurance?
• Who and what is covered under my home insurance policy?
• Are there different types of home insurance I can purchase?
• What is Vanishing Deductible?