If you were at fault in the accident, you will be personally responsible for the damage to your vehicle. This also applies if you are in an accident and don’t know who hit you.
In Alberta, Yukon and Northwest Territories, if another driver was at fault, you can claim payment from that driver. In Ontario, Newfoundland and Labrador, Nova Scotia, New Brunswick and Prince Edward Island you can claim from your own insurer, as long as you weren't at fault.*
*Not applicable in Quebec. Please contact us at 1.833.223.8743 if you have questions about making a claim in Quebec.